Privacy Policy

The relationship Kramer Finance has with its clients is of utmost importance. We are committed to building a mutually beneficial relationship with our clients that continues for many years to come. Hence we are concerned about protecting the privacy of our clients.

Privacy Act 1988

1. Kramer Finance is guided by the National Privacy Principles of the Privacy Act 1988 and other laws governing in this area.
2. Kramer Finance has access to personal information as a result of normal business activities. The personal information is to assist clients in structuring and obtaining finance.
3. Personal information also pertains to dealings with employees, suppliers, third party contractors, and prospective employees.
4. Information is communicated to Kramer Finance via loan proposals, loan applications, queries, promotions, surveys, meetings, and portfolio reviews.

Personal Information

1. Kramer Finance obtains personal information such as names, income, assets, liabilities, and contact details in order to put together loan proposals and applications to structure and obtain finance.
2. Kramer Finance obtains names, business contact details, and professional details with people servicing Kramer Finance in order to carry out our services to clients.
3. Kramer Finance obtains personal information about applicants for employment with Kramer Finance in order to make informed decisions about recruiting appropriate staff for Kramer Finance.

Our Responsibility

1. Kramer Finance is responsible for the security of personal information it maintains.
2. Personal information collected at this site is private and confidential as a general rule.
3. There are however exceptions to the rule.
1. Access to the personal information about you is restricted to Kramer Finance employees who require that information to provide services to you. Physical, electronic, and procedural safeguards are in place that protects personal information. Account Information is password-protected and Kramer Finance uses industry-standard SSL encryption to protect data transmissions in some instances.
2. Kramer Finance may make available personal information to a related company for the same purposes the information was entrusted with us.
3. Personal Information may be made available in order to affect the transfer of the company. This would be necessary to ensure the continuity of service.
4. Companies servicing Kramer Finance may also have access to personal information held by us. It will be necessary that these companies comply with the Privacy Act and other relevant privacy laws.

Cookies

1. Kramer Finance may set and access Kramer Finance cookies on your computer. Web beacons are used to access Kramer Finance cookies inside and outside of the site and in connection with Kramer Finance services.

Security

1. SSL, an advanced encryption technology designed to work with Microsoft Internet Explorer and Netscape has been installed on Kramer Finance system servers. It is the same secure technology used by Yahoo!, EBay, Amazon.com and many more of the most popular web sites on the internet.
2. This advanced encryption technology protects any information that you send to Kramer Finance. Information transmitted over the Internet in relation to Kramer Finance can not be intercepted by another party. These safety measures guarantee the utmost protection of your personal and financial information.

Accessing Personal Information

1. You can access your personal information by sending us an email. To do this, simply click on Contact Us.
2. The information given will be to the extent you are entitled under the Privacy Act 1988. Kramer Finance is happy to assist you in relation to the handling of personal information.

Thank you for taking an interest in our Privacy Policy.

Disclaimer

This website, email notifications, and other content were prepared by Kramer Finance Pty Ltd. The preparation and presentation of this content was done using considerable thought and care. This information should only be relied upon in conjunction with professional advice. Kramer Finance Pty Ltd does not accept any liability for any loss arising from use or reliance on this website, email notifications, special reports, or other associated material. This website may also provide links to other internet websites which are controlled and maintained by third parties. These links are provided as a convenience and do not constitute an endorsement by Kramer Finance Pty Ltd of any of these third party products, services, or websites.